Life Uncertainty

Life is full of uncertainties. People can just leave the world without any notice. This is one of the reasons why I quitted the full-time employment. I feel that life is not always about the full-time employment. It makes no sense in working and not enjoying the life. There are no knowings on the departure date of one. I think that it makes sense to cherish the moment and ensure that one leaves the world without any regret. I think that the investment portfolio enables one to enjoy such time and the secured time freedom will enable one to be able to enjoy life to the fullest and to the maximum as per my perspective.

WTK

Investment On A Continuous Basis

The bear market is an opportunity for one to invest into the investment portfolio. I am of view that this should be invested on a regular basis. However, this may not be applicable for some who may not have the sufficient financial resource to continue investing the fund into the investment portfolio. This may be much easier for one who has the income from the active employment. I am not sure whether this will be easier for all people. At least, there should be some form of effort into the investment portfolio which should continue to generate the dividend on a continuous basis.

WTK

First Half of 2020

This blog has become an important component of my lifestyle. I spend quite a significant amount  of time on writing the post. It is for my own interest.  I use it as one of the way of enjoying life. I believe that this should be the way in which life is all about enjoyment as per my perspective.

Today is the last day of June 2020. This signifies the end of the first half of 2020.

WTK

Relaxed Mindset

I prefer to be alone and spend own time in my own company. This is my preferred way. One will find such preference to be odd. I will say that this is my preferred lifestyle. I think that this is the way in which I will have the peace of mind and liberty of doing the things as per my perspective.  This is the most relaxed way of style which I opine to be at ease. I feel that I have the best lifestyle as per my perspective.  I have no regret on such decision.

WTK

Human Nature Of Greed

With reference to the previous post, it will be a great circumstance if I am still in the full-time employment. This will allow me to take advantage of the market selldown and invest the earned income into the investment portfolio which will produce more dividends as an additional buffer to the investment portfolio.

I do understand that one cannot have all the cake and consume it. This is the way of my thoughts. I believe that this is the way in which one is not always content with the current ownership of the assets and desire for more such assets. I believe that this is the human nature.

WTK

Remain Calm In Turbulent Circumstances

The downturn of the economy will mean a buying opportunity for the fundamentally strong stock counters. This is the time in which most people will start selling out the counters for fear in respect of the share becoming low in value. I think that there is no need of any concern. One should continue investing the fund into the investment portfolio on a regular basis.

The panic is normal and one will be calm to treat such panic circumstance as a norm and I believe that the stock market will eventually turn around for the better circumstance.

WTK

Not Held By Ransom

I previously mentioned that I switched to a monthly plan of $5 from the previous one of $18.20. The telco in which I had the $18.20 plan, do not seem attractive to me anymore as I was required to recontract at a new plan of $50 per month which do not make economic sense. This is albeit with the free mobile phone coupled by the increase in the data plan.

I do not need such big amount of data plan. Hence, I went for $5 plan with a new telco (a new entry from overseas). 2GB plan & 50 mins (incoming and outgoing) and 25SMS are sufficient for me for a month. The previous plan of $18.20 only offers 300MB data plan & 100 mins outgoing and free 500 local SMS/MMS and is not longer valid upon renewal.

The monthly saving of $13.20 can provide me the avenue of purchasing a cheap and affordable smartphone. I have recently used the saving plan to purchase a smartphone at $69. This is about 6 months of the saving. It is unlikely that I will use this newly purchased phone which services as a back-up for my existing phone in case of the break-down.

The above-circumstance shows that one can be self-reliant by making the decision himself or herself. I used to rely on the previous telco (which I was with the telco company from 2001 to 2019). This is applicable in other circumstances in which one should not be held ransom by the Authority or the big giants. There are always options for one to choose and make the decision accordingly.

WTK

Relaxed Mindset

I note that the easiest way to sleep well and be prepared for the future is to get a bunch of diversified index trackers, get term insurance coverage, work a fairly simple job and live within the means. This is the simple life which I desire. There is no perfect circumstance with the exception of me not having a job. I think that this is fine with me given that life is not always perfect and there is bound to have some exceptions and I feel that this is good as per my perspective.

WTK

Reality Of The World

I like writing and hence I start this blog to express my thoughts to the general readers. This is one of my interests. I do not hanker for the monetary rewards in respect of the effort on this blog. If there is any monetary reward for the effort, it will be great.  If no, it is fine with me. I mentioned before that the main reason for quitting the full-time employment is due to the fatigue arising from long hour of work. There would have been the advantage had I remained in the full-time. I can channel the residual income from the full-time employment into the investment portfolio which will go to generate more dividends to cover my expenses. I guess that one cannot have the entire pie and eat it. This is the reality of the world.

WTK

Focus On Own Situation

When I was younger, I used to wonder how other people could be sustaining his/her lifestyle despite having so much financial commitments on their plates. I no longer have such thoughts as I know that I will not be able to know the truths despite the narrative and comments given by other people. I focus on my own circumstance and this is good and sufficient for me. The circumstances relating other people are none of my concern. This eliminates the hassle of comparison ad I believe that this is the way in which one should be adopting in order to be happy at all times.

WTK