Having the flexibility and option are the best circumstance in life. I do not know that you have the sentiment as me. I will love to be able to make the decision as per my term and condition. This is applicable in term of financial aspect in which I prefer to be minimalist and enjoy simple lifestyle. Since young, I used to have the impression in which only the rich can retire early. As I start to grow up and get mature, I know that it is not necessary for one to be rich in order to retire early. It is how much the individual need to sustain his lifestyle. It will be an added incentive if one is born with a silver spoon. However, if one does not know how to make full use of the circumstance, one with the advantage will not be able to retire early if he prefers to incur large expense for the luxury.
This is applicable for the individual who know what are his/her aspiration and desires for financial independence.