I read with interest on the blogger which stated that it is a risky decision to retire at the official retirement age. There are instances in which such individual is diagnosed with life-ending illness or unexpected accident immediately and shortly after the retirement age.
Based on the above circumstances, it’s better to retire now or as soon as possible. Retirement does not mean that one does not do any form of job. Retirement enables one to have the option of doing the things which he/she likes to do as per their preference. One does not need to work if he/she prefers not to do so.