I read quite a significant amount of information on the withdrawal rate. I am of view that such analogy is too complicated for me to understand in particularly with the inclusion of the charts and tables which makes my understanding very difficult. I prefer simple and easy way to understand the meaning of Financial Independence and Retire Early also known as FIRE. The below website is some of easy understood meaning of FIRE which appeals and easy to comprehend for me.
I am of view that life should be simple and easy to lead. There is no point in having a complicated lifestyle. Life is too short for complicated matter.