I previously mentioned on the “quit the job” calculator. There is another “saving goal” calculator. I think that this calculator is also useful as it determines the number of year in which one will take to reach a certain saving goal based on the amount one has already has saved, the amount one save each year, and the annual rate of return one earn on the savings.
The above will forecast the details in which one will have to wait before achieving the goal target. One will have to decide whether it is worthwhile waiting and striving for the target goal before pulling the trigger on the full-time employment. My take is that there is no right or wrong decision and it varies from one to one. One will have to base on the gut feel and the prevailing circumstance to establish whether it is worthwhile to endure or pull the trigger at the prevailing circumstance.
One will have to decide whether there is lifespan to wait for the fruit ripening. Life is unpredictable and people can go at any point of time. I believe that this is the matter of mitigating the risk and make the appropriate decision accordingly.
The link is as follows: