I have to make my own retirement plan in the country of residence. The Authority will not be involved in planning the retirement. I think that this is good for oneselves. No one care more for the retirement than oneself. It appears heartless on the part of the Authority. I believe that this is no point bothering on the strategy of the Authority. One will have to make plan for oneself. Rather than blaming the Authority for its decision, it makes sense for one to make the alternative for ownself. One can make its objection and send the message to the Authority by way of vote in the general election which takes place once every five years.