Motivation and morale are the constant parameters in life. This is regardless of whether one has achieved FI at the prevailing point of time. I believe that this is the way in which life is shaped. One will have to consider shaping his/her morale accordingly. I have encountered several times during the time in which I exited the full-time employment. It is no doubt that I have reservations on whether my investment portfolio will last me for this lifetime. I think that this is the natural way of thought. Unexpected circumstances do occur. I have to remind myself that this is the way in which life happens. Expect challenge and adopt flexibility along the way.
Assess the prevailing circumstance and make adjustment accordingly in respect of the circumstance. I believe that this should be able to resolve most of the existing issues with the appropriate solutions. It is the matter of making decision and executing the plan accordingly. I believe that the hesitation will cause one to doubt the made decision and this will take a significant amount of time in the consideration. Life is about the swift decision and forgetting about it once the plan has been executed as per my perspective.