People tend to fear the loss when he/she knows that there is limited time on the planet. I do not know whether this is due to complacency. My take is that one should cherish the time presently. Life can be instant without any advance notification in some examples. I feel that one should do it when the urge is there. This does not include illegal activities.
The same also applies to other aspect. Money is not the destination. It is a tool to enable one to make life easier and do things which one desires. I believe that this is the true essence of life. I do not know whether the readers will agree with me on such aspect. It does not matter to me on whether the reader’s views are different from mine. This is so-called diversification of views. Life will be so boring if all views are similar. There are likely to have more food for thought for diversified aspect of views.