The goal posts can be moved forward at any point of time. This is applicable to the country of my residence. The policies which are immovable, can be changed at the whim of the Authority’s discretion.
The above example reflects the possibilities of changes in the policy. What is feasible and applicable in today’s context, may not be applicable in the future. I won’t be surprised if the Authority comes up with the law which forfeits the pensions in the form of CPF, to the State. Therefore, it is prudent to assume the worst-case scenarios in terms of the possible policies changes implemented by the Authority.
The above goes to show that it is always possible for anything to happen in future. I am focused on making the investment portfolio the priority for the retirement goal. Therefore, one will be best prepared to focus on the currently dealt cards and make the appropriate decision accordingly.