No one cares for one’s finance other than one. It is the personal responsibility of one to ensure that his/her finances are in order. I adopt such approach after suffering the setback during the younger days of my life. I realise this mistake and remediate the learnt mistakes and take charge of my own finance. The initial stage of self-managing the finances (such as the investment portfolio & expenses ect) is daunting. However, I become more proficient and have more confidence along the way. I believe that anyone can manage his/her finance on his/her own. It is up to one to take the leap and progress accordingly.