Monitoring Of Investment Portfolio

I received some queries from some readers on whether I check my investment portfolio regularly. The below link also reiterated the same topic.

I check my investment portfolio once a week. It is on every Friday of the week. The purpose is to see how the investment portfolio fares over the week and I will check whether there is any change in the generated dividends based on current basis. Other than that effort, I go back to my daily interest. All these check takes me about 15 minutes to do so.

I am not worried when the value of the investment portfolio goes down. In fact, I am more delighted when I see such typologies. It means that I have the opportunity to buy more shares of the counter with the same amount of allocated fund (derived from the excess dividends).

When I was in full-time employment, I will go to buy more share of different stock after the proceeds from the full –employment has been credited into my bank account. After the full-time employment, I am unable to do so and my share purchase reduce with the omission of the active income from the full-time employment. I believe that this is one form of trade-off in term of my exit from the full-time employment.  Currently, I need to ensure that I need to have the two buckets – one bucket containing the one year of expense and the second bucket containing [one year of expense minus the projected (generated) dividend] multiplied by 5. These two buckets are in cash form and last me for at least 5 years. It also means that I do not have to liquidate part of the investment portfolio in order to fund my expense for these years. It gives me the peace of mind.

The remaining bucket will be the investment portfolio. Any excess beyond of the two buckets will be channelled into the investment portfolio.



Author: firewtk

A middle-age Singaporean currently having a minimalist and simple lifestyle. I am not longer in full-time employment with effect from 1 May 2019. I try my very best to write one post per day on this blog. The purpose is to share my prevailing thoughts to interested readers. It is up to the interested readers to decide whether they want to take action in embarking on the FIRE journey. I do not gain anything from this blog and it is solely for sharing hopefully for the benefits of all interested reader. WTK

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