It will always good to keep some buffers in most circumstances. I think that this is an additional preventive measure to cater for some emergency events which may be beyond one’s anticipations. This is in respect of the financial buffers which I take high value of considerations. I am not sure whether this will apply to some of you readers.
I always keep some financial buffers to cater to some emergency events. This pool of resources will not be used for investment and kept in the high interest yield accounts concurrently. It gives me the peace of mind as I know that I can draw upon such resources whenever I require it.