CPF Special account gives an annual interest of 4% or 5%. I made the decision to transfer the maximum (allowable) monies from the ordinary to special account sometimes in January 2016. Time flies and it has been four years since I last executed such decision. I have never looked back and regretted on such decision. I could have made such decision even earlier, however I held back on such decision due to the negative comments by the external parties such as my friends.
The above circumstance show that one is responsible for his/her decision and knows what’s best for his/her benefits. Therefore, I have never looked back on such decision. I believe that this is the right way as per my perspective. External parties do not know what one really wants in his/her life. They give their view based on their perspective and belief.
In totality, I maintain such approach going forward.